AERA
Capital Infrastructure for Completed Work
Finish the work. Access capital sooner.
AERA verifies completed work, invoices, and payment data—helping eligible businesses seek funding through participating financial partners.
How AERA Works
Completed today. Funded on your schedule.
Customers often take 30–45 days to pay. AERA verifies your operational data so participating capital partners can advance funds against completed work.
1. Submit completed work
Upload your invoice and standard proof of job completion or delivery.
2. AERA verifies the details
AERA checks the business, completed work, invoice, and available customer-payment signals.
3. Review available funding
Eligible invoices may qualify for an advance through participating financial partners, with approved funds available as soon as 24 hours.
The Platform
One invoice. Clearly prepared.
A verified receivable ready for partner capital review.
Illustrative product preview, not a financing offer. Advance rates, fees, timing, and eligibility vary by financial partner.
For Financial Institutions
Underwriting-ready pipelines. Lower origination friction.
AERA structures and verifies completed-work operational data into a standardized format—providing partner lenders with higher-confidence receivables data while minimizing manual verification overhead.
Technology should remove complexity, not expose it.
Keep the next job moving.
Join AERA's early-access program and help shape a better way to pursue working capital from completed work.
Joining early access does not guarantee financing.